As one of the 10 Cheapest States Where You'll Want to Retire (opens in new tab), the Heart of Dixie boasts many great spots for affordable living. One potential drawback is there are only 2 ways to get here by sea or air. Outdoor recreation is plentiful with miles of hiking and biking paths, nearby beaches where you can swim, kayak or paddleboard in the warmer months, and numerous skiing options in the area. Seattle is nestled in the Northeastern region of the state near Olympic National Park and the Cascades Mountain Range. Burlington, Vermont. Part of the San Diego metro area, Carlsbad offers a small-city feel with easy access to big-city amenities alongside seven miles of Pacific Ocean coastline. The city itself is at nearly 7,000, making it one of Americas highest cities. You can enjoy the great outdoors, hiking or biking along the more than 60 miles of surrounding trails, observing the local wildlife, or taking advantage of nearby fishing, kayaking and swimming spots. Outdoor activities are very important. These are the cities with the most affordable housing that also scored highly on the U.S. News Best Places to Retire in 2022-2023 ranking. Tahoe, California. The area's resorts and marinas are also popular among residents of Gardnerville Ranchos, a small Nevada town near Lake Tahoe that's home to a surprising number of millionaires (opens in new tab). New York, We love small mountain towns, privacy, colder weather. Find the best retirement communities, active adult communities, and places to retire, 10 Great Mountain Towns for Retirement Part 1, These College Towns Make for a Great Retirement, Affordable Places to Retire on the Waterfront, 5 Big Reasons Why Small Towns Are Great Places to Retire, How About a New Urban Community for Retirement, 2 Part Series on Great Lake Towns for Retirement, The Best Walkable Places to Retire in South Carolina, Rising Popularity of ADUs a Blessing for Retirees, More Tales of Downsizing and the Household Negotiations Involved. Anyone hoping to find a traditional mountain town to retire to can find plenty do to in Denver. About Us | This nature-rich refuge of inviting streetscapes, manicured landscaping and miles of walking trails Cadence at Lansdowne is a brand new 55+ active adult community offering a vibrant lifestyle in Lansdowne, Virginia. Phoenix residents enjoy warmth and sun year-round with a variety of options for indoor and outdoor entertainment. degree in English from the George Washington University. Current market conditions bring both opportunity and risk. Plus, living costs are low while incomes are high, at an average $97,958 a year for residents age 60 and up. Denver is on the cusp of the Rocky Mountains and within driving distance of Rocky Mountain National Park. Classifieds | There are plenty of cultural attractions, from a sculpture trail to a symphony orchestra. (Tip: For a hike your visiting guests will, well,love, climb to Heart Rock, a natural wonder at a waterfall where a perfect heart-shaped pool was formed into the cliff by the force of water.). We would like to have a vegetable garden. With a population of about 9,500 and an average home price of $223,500 (home appreciation is up 13.5 percent), the average commute time, at 33 minutes, is a bit higher than the national average, with workers heading into San Bernardino for their jobs. 55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com. Yes, Coloradoboasts its fair share of ski resort towns known for drawing the rich and famous:Aspen,Vail,Breckenridge,Tellurideand the like. The city has its very own range, the Phoenix Mountains. Montana State University's Bozeman campus is home to about nearly 17,000 students. All that comes with below-average costs, but also below-average incomes. The scenery in the surrounding mountains is spectacular, and so are the recreation possibilities. A popular vacation spot, Highlands is a small North Carolina town near the Appalachian Mountains. See "How We Picked the Best Places for Retirement" at the end of the list for details on our data sources and methodology. Time to drop the disability coverage and review your other plans. Cresswind inspires active adults to live life to the ful Life at Heritage Shores is full of amenities, activities and social opportunities. Reviews | Weve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. Some of the areas most popular peaks include Grandview Peak, OSullivan Peak, and Gobblers Knob. Florida consistently ranks among the most desired states for retirement thanks to its favorable tax status and year-round warm weather. Hunting and fishing are also popular local activities. In Hilo, on the Big Island, the overall cost of living is 36.4% above the national average, according to Sperling's BestPlaces. From his University of Virginia's hollering Hoos to the artists on the downtown promenade, the Charlottesville community is an unexpected blend of Southern charm and liberal edge, a nice choice for a range of retiree personalities. and have not been previously reviewed, approved or endorsed by any other The hot springs in the area provide a retreat for relaxation while the areas plentiful golf courses and hiking trails allow residents to easily stay active. Take a peek at why Wears Valley is the best mountain town in Tennessee. Another big draw: Lake Gregory, a beautiful mountain lake sitting at 4,550 feet where you can swim, boat, fish, paddleboard and even ride two 300-foot waterslides. Visit a quote page and your recently viewed tickers will be displayed here. In reading coverage of this weeks NY Marathon, I saw that many of Americas top runners live and train in Flagstaff (AZ) because of its altitude and great places to run. Foodies will enjoy retiring in Palm Desert with 150+ restaurants offerings cuisine of all types. Do be very careful to test outmountain elevations before committing. Currently you have JavaScript disabled. Mountainsides are hard to develop. At the other extreme, most small towns are by definition quite walkable - if . Of course, you have to be able to afford it. A $30 annual membership gets you access to interest groups, trips, social gatherings and program classes, including local and international history, music, computers and yoga. Juneau, Alaska. The list is ordered alphabetically by state. The Most Important Ages for Retirement Planning: Age 50, The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . Best Parent Student Loans: Parent PLUS and Private. Kiplinger is part of Future plc, an international media group and leading digital publisher. Take the Blue Ridge mountains of western NC for example, where retirees experience snow and colder temps than do those who live in the rest of the state. More difficult transportation. Called the Scenic City, it is home to the University of Tennessee at Chattanooga. Plus, being the largest city in Alaska, it offers more amenities including numerous theaters, museums and shopping centers, on top of all the outdoor recreation you'd expect. A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. Newsletter Archive | And Alabama at-large offers many of Florida's popular retirement attractionswarm weather, nice beaches and plenty of golfall at a typically lower price. Its location atop the Snake River Canyon provides for outdoor activities including boating, fishing, hiking, golf, whitewater rafting and skiing. We are very conservative Christians. It is the largest city in New Mexico. Flagstaff, Arizona. Another big local attraction: Every summer since 1897, Cheyenne hosts the world's largest outdoor rodeo and Western celebration, Frontier Days, now a 10-day event. It offers all the low-cost, low-tax advantages as the rest of the state, but adds more generous incomes among retirement-age residents. I love to trail walk. If youd love to make your vacation spot a year-round residence, this smallCaliforniatown, about a 20-minute drive fromSan Bernardino, is worth a look. Beyond financials, the area has plenty to recommend itself. It's also just north of Blowing Rock, North Carolina, another great mountain community with a charming downtown that's well worth a visit. Durango, Colorado. Early Retirement Cities: 21 Great Places Near the Mountains to Retire. College towns such as Blacksburg, Va. generally offer a high level of amenities at affordable prices. Spirit Lake, IA. places to live Local crime may be worth noting: While the state sports a low rate of 1.99 violent crimes per 1,000 residents, Laconia's rate is 4.68, even slightly higher than the national median of 4 violent crimes per 1,000 residents, according to NeighborhoodScout.com. Older women cheat, too: What research reveals about the extramarital affairs of women over 55. When we retire, we lose a lot. How to avoid retirement shock. Washington is also known for being a tax-friendly state with no broad-based personal income tax. Here are some of the best mountain towns with nearby communities for active adults. Alabama's quintessential mountain town is Mentone, which is set atop Lookout Mountain and filled with charming spots, including the Wildflower Caf, Mentone Log Cabin Village, and Mentone Arts and Cultural Center. Home Blog Regional Real Estate The 10 Best Mountain Towns for Retirement. Nearby Mount Humphrey is Arizonas tallest mountain and hosts a big ski resort. They describe it as home to millions of acres of unspoiled forests and mountains. There is a vibrant downtown with a busy new library and great outdoor stores. It has a charming downtown area, and the Nantahala National Forest stretches out in all directions, which means that Highlands offers the best of all worlds. Locals seem happy with what they have at their fingertips. The Blue Ridge Scenic Railway runs antique trains to other neighboring mountain towns. The cost of living is 10%. Photo: Nathanael Hovee/EyeEm/Getty Images, The Best Budget Getaways In The South For 2023, Best Lake Towns To Retire To in the South, Five Reasons To Visit Lexington, Virginia, 32 Charming Mountain Towns To Visit This Fall, 20 Southern Destinations For Your Next Long Winter Weekend, 12 Mountain Getaways to Take with Your Girlfriends This Fall, Explore These Virginia Towns Along the Blue Ridge Parkway This Fall, The Greatest Day Trips To Take In Every Southern State, 10 Charming Tennessee Towns Everyone Should Visit This Year, 10 Prettiest Places for Fall Foliage in Tennessee, 18 Perfect Fall Girlfriend Getaways To Plan Immediately. 25 Small Towns With Big Millionaire Populations. Chattanoogais a low-cost, interesting city of about 170,000 people in southern Tennessee. It's also home to a lively arts scene, with lots of live music and plenty of parks, museums, galleries, and restaurants in town. Of course, living in this scenic city wouldnt be complete without taking advantage of Great Salt Lake, the largest salt lake in the Western Hemisphere. Retirement may afford you the perfect time to gain some perspective in lifeand what better place to do it than in the mountains? One friend of ours thought he wanted to live in a great town in western Colorado, only to realize that the winter sun was hidden by tall peaks until mid morning and disappeared again in late afternoon. Upside of the relative crowds of the capital city: no lack of activities. Learn how to stop stressing about money matters and start enjoying your free time with these pro tips. The overall cost of living is 1.2% below the national average, according to Sperling's BestPlaces, making it much more affordable than Manchesterabout 50 miles southwhere living costs are 13.2% above average. Solace up those hiking boots and wax those snowboards: from epic scenery and a lively arts scene inOgden, UT; toBoone, NCsquaint college town feel, here are five high-altitude cities with surprisingly low price tags. South Lake Tahoe, CA - Average Home Cost: $400,288 My sister is always struggling with money and drugs: I own a house with my husband and mother. Temperatures in this area are comparable to Escanaba but youd have much more snow. Most of the other Rocky Mountain towns on this list post a much higher cost of living. AdvantagesFor those who aspire to a mountain retirement, here are some of the advantages that come with them: Cooler summers. It has a charming downtown area, and the Nantahala National Forest stretches out in all directions, which means that Highlands offers the best of all worlds. Williamstown, Massachusetts. Sometimes it makes more sense for one member of a married couple to keep working. Mesa offers modest living, with a median rent of $1,646, and some homes selling at less than $200,000. You have plenty of outdoor diversions, such as miles of trails for hiking, biking and horseback riding; fishing and boating; and birding and other wildlife viewing. The Best Active Adult Communities for Boaters. Those hoping to explore the mountain ranges of this region should consider living in Palm Springs. Future US, Inc. Full 7th Floor, 130 West 42nd Street, Heres whats on the market now in Elk County. Come summer, theres mountain biking and hiking for all levels, boating and water sports at the nearby Turquoise Lake and Twin Lakes and ATV off-road thrills. The cost of living is 10% below the national average. Comments? From when to retire to how much to save, here are expert-backed answers to crucial retirement questions. Idaho Fallsmight not be a mountain town in the literal sense, but asthe closest metropolitan area to any of Yellowstone National Parks entrances, it serves as a gateway to some of the countrys most stunning mountain terrain. Artists, writers and musicians have long been inspired by this North Carolina mountain town. As sweater weather rolls in, now is the most idyllic time to escape to the mountains. entities, such as banks, credit card issuers or travel companies. The good news for those of us lacking a few extra zeroes in our bank accounts? Or you can enjoy more leisurely paths of the Huntsville Greenway system. Chitr is a small town of only 10,000 people, but it holds a reputation as a stronghold of Panamanian folklore and tradition. A house with a mortgage costs a median of $1,316 per month, and the median monthly rent is $911. Albuquerque, New Mexico. According to Niche.com the best place to retire in Colorado this year is a suburb of Denver called Holly Hills. And Huntsville, in northern Alabama, is one of the best. Baxter State Park and Mount Katahdin are in neighboring Penobscot County. Driving on snowy roads can be dangerous. The Phoenix Mountains Preserve is located about 10 miles from the citys downtown region. Wears Valley, TN 37862, USA 2. Downtown, youll find the famousTabor Opera House, art galleries, shops, restaurants and saloons. Asheville allows residents to embrace southern culture with a variety of restaurants, music venues, art galleries, and even breweries and wineries. Home appreciation in Idaho Falls is up 9 percent, with the median home costing an affordable $178,300, while the average rent for a one-bedroom home or apartment is just $630/month well below the national average of $990. But given that youre looking for a rental in a small town, where you find an attractive home may be the deciding factor. Nvidia stock has been a market-beater recently, but has it always been such a winner? Average income for population 65+: $51,853 (U.S.: $56,453) As one of the 10 Cheapest States Where You'll Want to Retire, the Heart of . More reasons to live here: The median home cost is $254,000 (in Aspen, its $1.4 million), the unemployment rate, at 3.6 percent, is lower than the national average; job market growth increased by 2.6 percent last year and schools have seen recent renovations. Of women over 55 looking for a rental in a small town, where find... Low-Cost, low-tax advantages as the rest of the state, but adds more generous incomes among residents... Wears Valley is the best place to retire costs are low while incomes are,., most affordable mountain towns to retire international media group and leading digital publisher 60 and up the monthly. Outdoor stores Range, the Phoenix Mountains Preserve is located about 10 miles from the citys downtown.. Afford you the perfect time to gain some perspective in lifeand what place! 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