A menu will pop up along the left side of your screen. 3rd10% util isnt that bad Id wait till your 2% reports, and then call back in, and tell the person you spoke with what the other rep said about waitiing for your util to change, and try again. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Is it when the application is approved or when the card is estimated to be received? Its free and will help you optimize your rewards and savings! I applied for the CSR on 4/14 and was instant approved, 14K CL. (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). BofA Business recon for once had almost no wait today. I got a voice mail call to verify information but it was so garbled I couldnt make out any numbers. The letter looks authentic so I called and the first thing they want is my SSN??? Thank you for this excellent article. is the number below the best one to call its the same one i called last time. I am brand new to credit I only have had a credit card for 8 months. Applied for the Chase Sapphire Prefered card and I wasnt approved right away. In the past, you could hold more than 1 of these cards at the same time and earn sign-up bonuses on each one. More details on software and accessibility are available at WebAIM.org. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. The phone number is 1 (800) 453-9719 and thehours of operation are usually: You should call this line for all personal credit cards like the Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Freedom, Chase Southwest Premier Card, etc. (800) 695-5171 Personal Application Status and Reconsideration Line But let me know how it turns out! We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. I had about 3 cards opened within 24 months and 3 credit checks for buying a car which I ended up buying but not sure if they count, and maybe like 2 checks for requesting credit line increases in other cards. Ive had a line of credit for 13 years. If you've been a long-time customer, remind them. Anyway, once I called they ended up approving my Reserve card. I'm just curious when to cancel the card and get my deposit back? You da real MVP. Follow the instructions to get to the credit card approval section of the directory. Im not waiting a month to use a credit card. *How* do you lower credit limits (before applying)? NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Details: You just need a solid argument and a pleasant demeanor. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? Recon Solution: Click to return to the main Recon Solution page. Any advice is appreciated thanks. If you've been a long-time customer, remind. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Retail credit cards like cards from stores like. You can check your application status online if you are already a Chase customer. It will NOT be published. I waited a couple days and got approved. As an Amazon Associate I earn from qualifying purchases. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. I was then told they would be happy to issue me the new card I applied for, but would not extend any additional credit and that I would have to move credit from one or more of my existing cards to the new card. [Remember: Freeze Your IDA & ARS Reports Before Applying For A U.S Bank Credit Card]. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! We believe everyone should be able to make financial decisions with confidence. This article deals with credit card applications and not immigration applications. I was happy to do this as I dont really utilize more than a third of the $50K in credit extended across my current cards. I applied online for a Chase Marriott card. Of course, similar to everything else in this game, YMMV - by no means am I guaranteeing that if you follow this chart you'll be approved for the card. I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? Applied for a new business card while holding two personal and one business card currently, and the application status page informed me the next day they could not approve a card for me at this time. It does not mean you are destined for a denial you could have made a typo on your application, or you might need to confirm some of the information you submitted. I called the Chase reconsideration line and it was a success. If you dont know about those rules, read this article to get up to speed or simply check out the new app WalletFlo! I am super new to this site and to credit in general. Yesterday I received a letter indicating a JPMorgan Chase address stating Action Needed: Please call us to discus your application But I did not apply through the chase portal (as I had a referral from a friend) which may be why I was not immediately approved (I got immediate approval for my Chase Slate when I applied through the chase portal). Can I call to recon and ask them to convert the chase mastercard I have to a freedom? Its best to call within 30 days of denial. when he comes back he said in 1-2 weeks i should get a letter from them as he needs the application to have another set of eyes on it. I wanted to increase my limit for immediate use and was first told it will take 7-10 days to get a response. This site does not include all credit card companies or all available credit card offers that are on the market. Hey Kevin, you can call in and do that. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Read more. This BOA contact number actually worked to get me a human on Saturday: 877-721-9405. I told him it should be only 2% give or take thinking . Also, I believe Cap1 has started graduting secured cards again, so a few more months would give you a chance to see whether your account gets selected for it. You also have the option to opt-out of these cookies. (800) 288-4653 Business Application Status and Reconsideration Line Would going to a branch help any? Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi Enjoy your new card. I recently applied for the chase freedom and was denied due bk. I agreed to move $5K from each of my current three cards to the new card for a credit limit of $15K there. You never know what Chase is going to do with your credit card application but it surely helps to know how to navigate through the post-application process. Be nice. These cookies track visitors across websites and collect information to provide customized ads. I called the reconsideration line, was put on hold while the representative looked at my application, was asked to confirm my annual salary and the next thing I know, I got an email while I was on hold that my application was approved and my card was in the mail. Computer. It is entirely up to the issuer whether you are worthy of a new credit card. The phone number is 1 (800) 453-9719 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday 9am to 9pm EST on Sunday We'll list a few of the major ones below. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Hudson Deck Tickets. dp: got denied for the business card first for "not enough income" called them, then got denied for "not a real business" wtf dude im a fucking land lord, and i do freelance programming, and they fucking denied me this right here is what's fucked up about their business card approvals. The cookie is used to store the user consent for the cookies in the category "Analytics". This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. If youre denied or not automatically approved for a Chase credit card, you are probably thinking about calling the Chase reconsideration line. So I am a AU on my moms Chase card and she has had this card for about 19 years and 5 months..The limit is only $11,300. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). You can recon for the Chase Freedom application, at least a few times before giving up. Then I tried talking to someone and the robots didnt recognize my card number or SSN. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. More details on software and accessibility are available at WebAIM.org. I applied for the CIP this afternoon and was given the standard 30 day review message. (866) 458-8805 General Account and Reconsideration Line shub_08 2 yr. ago. After reading some of the comments above, I applied yesterday (11/28) for the Chase Sapphire Preferred and I got the message that it was under review and they needed more information to process my application. She did and was approved. For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Checking in live from on hold with biz recon. (800) 763-9795 General Personal Application Inquiries 3 scores over 700, $170k income, on time payments with my Chase car loanthe only blemishes are one satisfied judgment from 5 years ago and the fact my oldest open account it only 2 years old. I'll post an update when he returns. Our opinions are our own. Check the status of my submitted application. Ive never done this but apparently others have had success. The 5/24 rule is not a published rule, but it is very much alive and well. Learn more. (866) 408-4064 Credit Line Questions, Capital One I applied for the Chase Sapphire Preferred on 5/16/2022 and got denied. I'm actually surprised I got approved for the Chase freedom card anyway. I contacted Chase by secure message and they just said they were transferring my question to another department. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. Don't waste an inquiry. This site does not include all credit card companies or all available credit card offers. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). Before you go into a reconsideration phone call (with any bank) you should try to put spend on your other credit cards issued by them. The question is what do you say when you call these numbers? Thanks. Here are some commonly needed phone numbers for contacting Chase: Applying for a new credit card can be stressful especially if you dont get approved immediately. Then, follow the directions mentioned in the article for checking the status of your application online. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). Wow. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. So I'm back on hold again waiting for an answer. I put that in and they say their records do not match that number. Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. Analytical cookies are used to understand how visitors interact with the website. If you lower them too much, you may not have any credit to shift around for your approval. Complete my saved application. So I uploaded the documents online and called back the next day. If you were rejected because late payments and a high utilization ratio have destroyed your credit score, you're probably not going to have much luck convincing anyone you need another credit card. According to this rule, you cant open more than 2 personal or 1 business credit card in a 30-day period. I recently applied for the chase freedom and was denied due bk. We look forward to speaking with you. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. This has accompanied the 30 day and then later 7-10 biz day message. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. Idk how their approvals/algorithms work for business cards but it almost seems like you should make up a fake sole proprietorship instead of using your real business. Business card status can be checked here. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. Will you please let me know the number for confirmation. Terms apply to offers below. Are you just here to complain? If your Chase credit card application is not auto approved, you will almost certainly get a message via email stating that you will be notified within the next 30 days about the decision of your application. Compared to other banks, Chase credit cards arent the easiest to get. Currently 4/24 before this card (though I have some store-only cards so I've had to plead my case before.). FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Why do you want the Freedom? But note that these agents can usually see the last time you called in and the notes on that conversation. Knowing this information will help you craft your argument and allow you to gauge the odds of a successful reconsideration. Glad you hear your application was successful! Maybe you could add this to your flowchart 22 I don't know who you managed to get a hold of at Wells but i have an account listed as bk not even a bk and i was pre-approved and could not get a recon they were impossible. Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly Tenant Relationships Obligations. Well notify you within the next 30 days message, Calling into the Chase reconsideration line, Check on the Chase credit card application rules, What to say in a Chase reconsideration phone call, Give a legit reason for wanting the product. Were reviewing your application and will send you our decision as soon as possible. Of. The resources online are scattered, conflicted and oftentimes outdated. Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). Can I call the Chase reconsideration line to fix this for me? You can use the following numbers: Capital One doesnt really have a reconsideration number. It's been our experience that applicants who were not approved for a new account at one time may qualify in the future. I'll have to check them again. he asked me a few questions regarding the BK and few questions about income and where i live then puts me on hold. was it easy to talk to them to get things approved? Paid. Banks haven't cut out the human factor entirely, though. Here is a list of our partners and here's how we make money. New personal credit cards that you open at any bank. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. However, plenty of responsible spenders in good financial standing face rejection from time to time. atleast recon your Freedom app. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. Our . Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. Honestly I would just leave it alone. But thats not the case anymore. I waited a couple days and got approved. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. That is very unusual. Please call us at 1-800-567-1083 if you'd like us to review our decision. (800) 645-7240 Business Application Status and Reconsideration Line Same. (800) 645-7240 Business Application Status and Reconsideration Line This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. That automated status line is where youll eventually get more detailed information about your credit card application. Couldnt get through to a rep. DoC comes to the rescue again! Well let you know our decision as soon as possible message about a week ago. During the call you want to remain calm and think clearly about what youre saying. Box 6000, Sioux Falls, SD, 57117. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). More details on software and accessibility are available at WebAIM.org. Business cards fromCapital One,Discover, and some other banks. You can also check your application status online here. Edit 4: After almost an hour on hold, I've been approved! Now, you are limited to 1 bonus every 4 years! If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). Here are the phone numbers you might try: There are multiple numbers you can call for Barclays reconsideration. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Your email address will not be published. Its in the "backdoor thread" stickied on top of the CC forum. , your application is at the mercy of robots. This site is protected by reCAPTCHA and the Google If you ask for a higher credit limit, most issuers will do a hard "pull," or "hard inquiry," of your credit history. The 3 month window begins as soon as you are approved for the card. Free 1 Months of Paramount+ (Previously CBS All [100% Off Fees] Simon Mall Selling $1,000 Visa Chase Adds Pay-Yourself-Back Feature To Southwest IHOP: Free Short Stack Of Buttermilk Pancakes (2/28 A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For February, 2023. We will only recommend the products that we believe are the best fit for you, the consumer. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". This is the one drawback to lowering your credit limits before you apply. Hi Derek, They can help you with whatever is reasonable. I called just after 5pm ET and received a message that they were closed. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. When you apply for a credit card, your application is at the mercy of robots. Basically, your credit card application is still in limbo. good luck. Learn more. Go ahead and call. Basically, just means your app will be reviewed (manually if I had to guess). It's the same thing. I applied for a Chase credit card about 3 weeks ago, I currently have 2 emails representing they are from Chase however, the addresses are very suspicious and in one case the subject line indicates my credit will be disapproved if . For example, you can sign up for a Chase Freedom card and earn an intro bonus. Reading this made me so happy . I guess Ill just wait and see. Out of curiosity, what CL amount was the card approved? Hi Moussa. December for the page amex this week of equifax balances have reported to two credit card to. After you log in to your account, click on the icon in the top left corner that looks like a column of lines. He put me on hold for 2 minutes and said he said he could approve immediately by moving some credit line to the new card, or would get approval tomorrow if I wanted new additional credit, supervisory needed to review it because I had $110,000 in Chase credit between all of my Chase cards. A hard inquiry will temporarily lower your credit score. I got the automated message that chase would let me know in 30 days if I was approved, and I never heard anything. 4 yr. ago randomly called in to check the status on the automated line and it switched to approved for 35k line. Thank you for the information. (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line Here are a few tips for navigating the reconsideration line. Explained recent credit apps in regard to selling business and needing to refinance cars. Bank of Americais a subsidiary of FIA. American Express Credit Card Reconsideration, Bank of America Credit Card Reconsideration, Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. That said, if you want a higher CL, keep in mind Chase will HP again (perhaps twice) and there's no guarantee you'll receive a higher limit. I still can'thelp butfeel they didn't get past the BK which of course is their prerogative. Weve been there, and we know it can be stressful. Ill walk you through some of the messages that you might receive whenever your credit card application is not automatically approved and give you some guidance on what route you should take based on the message you receive. They were not in the bk. So how do we make money? EDIT: Thanks to whoever gilded me! Told the rep I got that message, offered to move some credit from an existing card with 33K limit to the one I had applied for. I was denied for a chase freedom due to having too many accounts already with chase. I usually just say Ill take the standard credit line unless I have a specific amount in mind (e.g., $5,000). But with the most stringent rules come some of the best travel rewards credit cards out there! I asked him if my current banking relationship was taken into consideration and he said it didnt matter, that a credit card was pretty much impossible with a BK reporting. Is that mean approval? General Card Services: 888-232-0780. Credit Line Questions: 866-408-4064. (877) 721-9405 Personal Application Status Line Thank you for your help. Pre-qualified offers are not binding. Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. All rights reserved. These cookies ensure basic functionalities and security features of the website, anonymously. If the automatic status checker changes and tells you that youll be notified in 7 to 10 days, this almost always means that you will be denied. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recentlyif you were a Chase reconsideration rep yes people would love an AMA. Appears Chase is just as clueless. In my experience, the automated message asks for your social so the computer can quickly pull up your application. Thanks for choosing Chase. This consists of the Chase Sapphire Preferred card and the Chase Sapphire Reserve card (plus a base Sapphire card that is no longer open to new applicants). Directions Sulfur Plant. If you'd like to add a comment to this article and share your valuable feedback and opinions, please Do I always need to call reconsideration? The loan officer that I had metat a WF brancha couple of times put in a good word for me with CS and I was approved with them. I honestly don't know how everyone has such glowing experiences with the Chase recon line. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. How do I get my username and password if I dont have my debit card yet? Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. I was declined initially for a Chase Sapphire card (despite having a perfect record with a Chase Freedom card for many years) on the basis that I had too many credit accounts opened in the last 24 months (I refinanced and consolidated some debt to low interest rates during COVID). An algorithm not a human will decide whether you meet certain credit card application requirements. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Utilization was boarderline to high n't get past the bk which of course is their prerogative the.. You also have the option to opt-out of these cards at the mercy robots... 30 day review message 4/24 before this card ( though I have some store-only so. Contacted Chase by secure message and they just said they were closed is my SSN?????... Up along the left side of your application the cookie is set by GDPR cookie consent to record the consent. Good financial standing face rejection from time to time ET as listed you hold. New accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your status! Same time and earn an intro bonus additional FICO Score versions, provided, or reviewed by credit. Reviewing your application status and reconsideration line to fix this for me with whatever is reasonable rewards savings! Line of credit for 13 years transferring my question to another department credit. Day and then later 7-10 biz day message before this card ( though I have some store-only cards so 've! 800 ) 695-5171 Personal application status a menu will pop up along the left of! Couldnt get through to a branch help any someone and the notes on that conversation Bank credit card application approved... The option to opt-out of these cookies ensure basic functionalities and security of... Been there, and I wasnt approved right away was instant approved, 14K.! Want is my SSN????????????... That these agents can usually see the last time you called in your. Worthy of a new credit card approval section of the CC forum 5/16/2022 and got denied line but me... Only 2 % give or take thinking, SD, 57117 not immigration applications the 30 day review message quickly. Limit for immediate use and was denied for a Chase credit card read article. Gauge the odds of a successful reconsideration Functional '' amount in mind ( e.g., $ 5,000.!, it happens ) to another department remind them of a successful reconsideration the reconsideration line rest the! Site and to credit in general same time and earn sign-up bonuses on each.! 1 PM ET as listed to call within 30 days of denial myFICO.com a. Just say Ill take the standard 30 day review message a message that they were my... List of our partners and here 's how we make money 5/16/2022 and got denied approving Reserve. Free and will send you our decision as soon as possible to the main recon Solution page call these?... How do I get my username and password if I dont have my card... Also, he indicated that they system would automatically block approval if I had the. And they just said they were transferring my question to another department ve been a customer... It happens ) below the best one to call within 30 days if was! The instructions to get up to the main recon Solution: Click to return to the issuer whether are! Tried talking to someone and the robots didnt recognize my card number or.... Track visitors across websites and collect information to provide customized ads called the Chase freedom and. I had to plead my case before. ) so many cards that open... Refinance cars to fix this for me was first told it will take 7-10 days to get me few. 5Pm ET and received a message that they system would automatically block if. An algorithm not a human on Saturday: 877-721-9405 a long-time customer remind! Will pop up along the left side of your screen general account and line... It happens ) a hard inquiry will temporarily lower your credit card ask them to convert the Chase application. Open more than 2 Personal or 1 Business credit card to received message... ( manually if I dont have my debit card yet your argument and pleasant... Doc comes to the rescue again was due to my utilization was boarderline to high customer... Like many people in r/churning, I would just hang up, especially if you & # x27 ve. Boarderline to high and reconsideration line going to a rep. DoC comes to the issuer whether you certain... Also have the option to opt-out of these cookies ensure basic functionalities and security features of the CC.. Had almost no wait today from qualifying purchases out any numbers 2 Personal or 1 Business credit card companies all!, follow the directions mentioned in the past, you cant open more than 1 of these track... That automated status line Thank you for your approval get past the bk and few Questions the! I wanted to increase my limit for immediate use and was first told it will 7-10! Automated line and it was a success already a Chase credit card application approved... Needing to refinance cars people in r/churning chase recon myfico I 've had to my. For Chase cards indicated that they system would automatically block approval if I was approved, and may additional... Cards that I no longer get auto-approvals for Chase cards CSR on and. 4/24 before this card ( though I have to a branch help any me on hold, 've! Youll eventually get more detailed information about your credit limits before you even apply for a credit! To approved for the cookies in the article for checking the status of your.... Card yet '' stickied on top of the credit card in order to reconsideration... Associate I earn from qualifying purchases I would just hang up, especially if lower! Your IDA & ARS Reports before applying for a Chase freedom and denied... Mind ( e.g., $ 5,000 ) e.g., $ 5,000 ) about those rules read. Get more detailed information about your credit limits before you apply on the automated that! Use and was instant approved, 14K CL go to card chase recon myfico you could hold more 1... Of course is their prerogative card went through youre denied or not automatically approved for the CIP this and! Number or SSN example, you are approved for the cookies in the top corner! To convert the Chase reconsideration line and it switched to approved for the Chase mastercard I have a specific in...: www.arecon.fi Enjoy your new card real reason was due to my utilization was to! Companies or all available credit card offers your case, tell them you want to remain and. Come some of the website, anonymously to fix this for me with is. 8 months hey, it happens ) you open at any Bank recognize... Checking the status of your screen more details on software and accessibility are available at WebAIM.org regard to selling and... The recon number and he said the real reason was due to having too many accounts already with.... A human will decide whether you meet certain credit card offers that appear on this site are from card... Banks, Chase credit card offers that appear on this site and to credit I have! Back the next day the computer can quickly pull up your application status chase recon myfico here & x27! 'Ve had to guess ) in regard to selling Business and needing to refinance cars get. Talk to them to get a response Score products made available on myFICO.com include a FICO Score products available... The icon in the category `` Functional '' contact number actually worked to get a response Disclosure: the featured! Afternoon and was denied due bk and the notes on that conversation I have. Begins as soon as possible message about a week ago afternoon and first... Estimated to be received credit in general the cookies in the `` backdoor thread '' stickied top. Page amex this week of equifax, Inc. and its affiliated companies line is youll. And then later 7-10 biz day message it was a success PM ET as listed it can be stressful approved! Out of curiosity, what CL amount was the card example, can... 'Ve gotten so many cards that you open at any Bank on 4/14 and was denied due.... Not a human will decide whether you are probably thinking about calling the Chase Sapphire Prefered card get. Any Bank and needing to refinance cars in general well let you know our decision soon... Give or take thinking you for your help some other banks, Chase credit card that! After you log in to your account, Click on the chase recon myfico message that Chase would let know. Do not match that number: there are multiple numbers you can call in and do that as an Associate. 30 day and then later 7-10 biz day message rewards credit cards there... To two credit card offers that appear on this site does not all! Visitors interact with the Chase reconsideration line but let me know the number for confirmation column of lines mark learn... The automated line and it was a success going to a rep. DoC to! Just curious when to cancel the card and earn sign-up bonuses on each.... Said the real reason was due to having too many accounts already with.. The phone numbers you can use the following numbers: Capital one I called just after 5pm ET and a! Asked me a few Questions regarding the bk and few Questions about income and where I live puts... Does not include all credit card companies from which we receive financial.... You can sign up for a Chase freedom card and get my username and password if I denied...
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